Octonews-The paid online loans become a public conversation as mushroom groups on social networks that discuss efforts to escape debt slavery. Why the phenomenon of non-payment (Galbay) is under public projectors.

The appeal not to deliberately reimburse loan invoices appeared as a form of resistance to billing practices considered to be disturbing. But the movement is considered prejudicial to industry and community.

This phenomenon also has a negative impact on the legal online loans industry (Pindar). The problem is not paying for lenders who have hundreds of billions of rupees. Until the end of April 2025, loan financing online base peers (P2P Lending) increased by 28.72% per year (in annual shift) to RP. 80.94 Billions.

Octonews_Ojk also asked online loan organizers to strengthen risk management and to strengthen credit assessments or credit notation. You do this by applying the principle of payment capacity and Electronic Know Your Customer (E-KYC), as a basis for financing.

This step is to strengthen the attenuation of funding risks (lender) and an increase in the number of fund beneficiaries (borrower) who does not pay or pays.

The instruction complies with the Circular letter OJK number 19 / SEOJK.06 / 2023 concerning the implementation of financing services based on information technologies.

This rule stresses that the loan organizers must assess the feasibility of the financing or credit notation And ensure the ability between the amount of the loan proposed and the financial capacity of the borrower. Octoplay88

Confirm the statement of non-payment of a certain number of customers delivered by Felicia to the CEO of Akseleran, Ivan Nikolas Tambunan. However, until this news was revealed, the questions sent were not answered.

At the same time, on the official acceleration website, the company claims to have a total payment rate (TKB) of a total of 98.58%. TKB is a number that shows how often the borrower has managed to repay the loan in time. The higher the TKB level, the healthier the loan company.

Although TKB’s pretension is at a high level, the Akseleran page revealed that TKB90 is at 45.14%. In other words, customers who pay in time in 90 days are only 45.14% per today, Friday (6/20/2025).

The payment success rate at 60 days is lower, which is 32.67%. Sweet payment at TKB30 is 23.73%. While customers who pay in time are only 16.37%. Octoplay88